My contributions
What are regular contributions?
If you're employed by a participating employer, your contributions are deducted from your regular pay. The minimum contribution you can make (while employed by a participating employer) is 1.5% of your gross base salary. You can contribute more if you want to - there is no maximum. (To work out your contributions you can use the calculator on this website.)
What are voluntary contributions?
Voluntary contributions are contributions you make that are over and above those matched by your employer. They include lump sums. All contributions made by unsubsidised members are voluntary contributions. You can withdraw voluntary contributions at any time (subject to a maximum of two withdrawals per year and a minimum withdrawal amount).
Can I change my contributions?
You can increase or decrease your contributions up to twice a year, as long as (while you're employed by a participating employer) after any decrease your contributions remain at or above 1.5% of your gross base salary.
You can also suspend your contributions up to twice per scheme year, either for a certain period or indefinitely. Your employer contributions will also cease during the period of suspension. You can start your contributions again whenever you like.
Click here for the Contribution Change Form (PDF-81KB).
If you are not employed by a participating employer and are contributing by automatic payment, you can change your regular voluntary contribution amount by notifying your scheme provider directly.